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Insurance

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Life Insurance

One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die. Although we never like to think of that kind of thing happening, but it does.

What is Life Insurance
Life insurance is a policy that you can enter with your insurance company, which promises a certain amount to your beneficiary(ies) in the event of your death. Usually, a spouse will name the other spouse as well as their children as beneficiaries of the policy. As part of the agreement with life insurance, your insurance policy will be a monetary value, that you will in return, pay a monthly premium for. Premiums usually depend on your age, gender, occupation, medical history and other factors.

There are other types of life insurance that may provide benefits for you and for your family while you are still living. These policies can accrue a cash value on a tax-deferred basis and can be used for future needs such as retirement or your childs education.

Do I Need Life Insurance
Earning an income allows you and your family to do many things. It pays for your mortgage, buys cars, food, clothing, vacations and many other luxuries that you and your family enjoy. However, certain situations can cause you to lose your income, and those who depend on you also depend on your income. If any of the following statements about you and your family are true, then it is probably a good idea for you to consider life insurance.

1) You are married and have a spouse.
2) You have children who are dependent on you.
3) You have a parent or relative who is aging, or disable and depends on you.
4) You have a loved one in your life that you wish to provide for.
5) Your 401K retirement plan, pension and savings arent enough to insure your loved ones future.

Health Insurance

A good health insurance plan is one of the most important things you need to have for yourself and for your family. But what should a good health insurance plan consist of?

It can be a bit of a challenge today to find the right insurance plan for yourself and your family because of the diverse options available. However, when you are choosing a good health insurance plan, it should not  simply based on the cost of the monthly premium.

Know the details of the health insurance plan - what it covers and what it do not  cover. Also find out the health insurance plans in-network as opposed to out-of-network coverage and expenses. What are its co-payment amounts, deductible amount per family member if applicable, and the coverage caps?

General Insurance

Choosing the right general insurance policy where you will invest your money on can be very tiring and stressful with all the amazing options that are available in the market. Fortunately, there is one thing that you may do in order to make your search easier and more productive.


Health Insurance

  • Protect your greatest asset good health
  • Individual and Group- Ordinary and Floater health Insurance Policy
  • Cash free hospitalization in more than 1400 hospitals across India.
  • Reimbursement of expenses during Pre- Hospitalisation and Post- Hospitalisation stages of treatment.
  • 130 minor surgeries that require less than 24 hours hospitalization covered under the UNIQUE day care procedure.
  • Reimbursement of expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available.

Motor Insurance

  • Protection from a financial loss arising out of loss or damage to your vehicle.
  • Protection from liability towards third parties for personal injury.
  • Protection death and property damage on account of any accident involving your vehicle.
  • Cash Less and Hassle free Claim procedure.

Personal Accident

An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family. Apart from cover for life and injury, insurance offers other unique and unmatched features.

  • Weekly benefit
  • Medical Reimbursement
  • Education Benefit
  • Modification of residential accommodation and own vehicle
  • Ambulance hiring charges

Shop Insurance

As a shop owner, you constantly worry about the hazards your shop and the contents within are exposed to. A sudden crisis at your place - a theft, an employees infidelity, a fire accident, breakage of neon & Glow sign, Money in transit, counter or safe. That is why you need a protective cover like the one Shop Package Insurance offers. Taking care of your business is our business. And we do it well.

Fire and Special Perils

Fire insurance policy is suitable for the owner of property, one who holds property in trust or in commission; individuals/financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customers  premises, machinery temporarily removed from the premises for repairs can be insured.